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Liability insurance clause: Copy, customize, and use instantly

Introduction

A liability insurance clause outlines the insurance coverage that a party must maintain to protect against claims or damages resulting from their actions or negligence. This clause ensures that both parties are adequately protected from third-party claims and that the party responsible for maintaining insurance coverage meets the necessary legal and financial obligations.

Below are templates for liability insurance clauses tailored to different scenarios. Copy, customize, and insert them into your agreement.

General liability insurance requirement

This clause defines the requirement for general liability insurance.

The Company shall maintain at its own expense, throughout the term of this Agreement, a general liability insurance policy with coverage of at least [specified amount] per occurrence and [specified amount] in aggregate, covering bodily injury, property damage, and any other liabilities arising out of the performance of this Agreement.

Professional liability insurance

This clause specifies the requirement for professional liability insurance.

The Company shall obtain and maintain professional liability insurance (also known as errors and omissions insurance) in an amount sufficient to cover potential claims arising from the Company’s professional services under this Agreement, with a minimum coverage of [specified amount].

Insurance coverage for subcontractors

This clause defines insurance coverage for subcontractors.

The Company shall require all subcontractors to maintain insurance coverage in accordance with the terms of this Agreement, including general liability and professional liability insurance, and shall ensure that such subcontractors provide proof of insurance to the Company before commencing work.

Workers' compensation insurance

This clause specifies workers' compensation insurance.

The Company shall maintain workers' compensation insurance as required by law to cover any employees who may be injured while performing work under this Agreement. The insurance shall cover medical expenses, lost wages, and any other benefits as mandated by applicable workers' compensation laws.

Insurance for third-party claims

This clause specifies insurance coverage for third-party claims.

The Company shall maintain liability insurance to cover any third-party claims arising from the performance of this Agreement, including bodily injury, property damage, and any other legal claims that could result from the Company’s actions or omissions under this Agreement.

Proof of insurance requirement

This clause specifies the requirement for proof of insurance.

Upon execution of this Agreement and upon renewal of insurance coverage, the Company shall provide proof of insurance to the other party, including certificates of insurance, policy endorsements, and any other documentation necessary to demonstrate compliance with the insurance requirements outlined in this Agreement.

Additional insured status for the other party

This clause specifies additional insured status for the other party.

The Company shall ensure that the other party is named as an additional insured under the general liability insurance policy and that such insurance coverage extends to cover the other party against any claims arising out of the performance of this Agreement.

Subcontractor insurance requirements

This clause specifies insurance requirements for subcontractors.

The Company shall require that all subcontractors maintain adequate liability insurance coverage, including general liability and professional liability insurance, with coverage amounts not less than those specified in this Agreement. The Company shall ensure that subcontractors provide proof of insurance prior to commencing work.

Insurance coverage for damages to property

This clause specifies insurance for property damage.

The Company shall maintain property damage liability insurance covering damages to property caused by the Company’s actions or omissions under this Agreement. The policy shall cover all damages to both the Company’s property and any third-party property that may be damaged during the performance of services.

Insurance coverage for bodily injury claims

This clause defines insurance coverage for bodily injury.

The Company shall maintain bodily injury insurance as part of its general liability insurance policy, covering any injuries sustained by individuals during the performance of this Agreement, whether on the Company’s premises or at another location where services are provided under this Agreement.

Insurance coverage for product liability

This clause specifies insurance for product liability.

If the Company provides any products under this Agreement, the Company shall maintain product liability insurance in an amount no less than [specified amount], covering claims arising from the use or distribution of the products sold or provided under this Agreement.

Insurance for breach of contract claims

This clause specifies insurance for breach of contract.

The Company shall maintain liability insurance that covers potential claims arising from a breach of contract or failure to meet the terms of this Agreement, including damages, legal fees, and any other costs associated with such claims.

Insurance policy renewal and updates

This clause defines insurance renewal obligations.

The Company shall ensure that the liability insurance coverage required under this Agreement is renewed and kept in full force throughout the term of the Agreement. Any changes or updates to the insurance policy shall be communicated to the other party within [specified time period].

Insurance coverage for indemnity obligations

This clause specifies insurance coverage for indemnity.

The Company shall maintain insurance coverage to fulfill any indemnity obligations arising from claims made by third parties due to the Company’s actions under this Agreement. The policy shall include coverage for indemnity related to damages, legal fees, and settlement costs.

Insurance coverage for environmental liability

This clause specifies environmental liability insurance.

If applicable, the Company shall maintain environmental liability insurance to cover any claims arising from environmental damage caused by the Company’s activities under this Agreement, including cleanup costs, penalties, and damages associated with environmental violations.

Liability insurance for contractual obligations

This clause defines liability insurance for contractual obligations.

The Company shall maintain liability insurance to cover any contractual obligations, including any damages resulting from the Company’s failure to fulfill its responsibilities under this Agreement. This insurance shall cover any costs, settlements, or judgments arising from such breaches.

Insurance for non-performance claims

This clause defines insurance for non-performance claims.

The Company shall maintain insurance coverage to address any claims arising from the Company’s non-performance of its obligations under this Agreement, including failure to deliver services, meet deadlines, or meet quality standards set forth in the Agreement.

This clause specifies insurance for legal defense.

The Company shall maintain insurance that covers legal defense costs related to any claims, lawsuits, or disputes arising out of the performance of this Agreement. The policy shall cover defense costs, including attorney fees, settlements, and any legal expenses incurred.

Insurance coverage for reputational damage

This clause defines insurance for reputational damage.

The Company shall maintain liability insurance that covers reputational damage caused by any actions or omissions in the performance of this Agreement, including damage to the Company’s brand, goodwill, or public perception.

Insurance to cover cyber liability

This clause specifies cyber liability insurance.

The Company shall maintain cyber liability insurance to cover any claims arising from data breaches, cyberattacks, or other digital security incidents related to the Company’s operations or services under this Agreement.

Comprehensive liability insurance for the term of the agreement

This clause specifies comprehensive coverage.

The Company shall maintain comprehensive liability insurance that provides coverage for all potential claims during the term of this Agreement, including but not limited to general liability, professional liability, product liability, and workers’ compensation insurance.

Insurance for failure to meet performance standards

This clause defines insurance for performance-related claims.

The Company shall maintain liability insurance that covers any claims related to the Company’s failure to meet the performance standards specified in this Agreement, including failure to meet deadlines, quality standards, or service levels.

Additional insurance as required by law

This clause defines additional required insurance.

The Company shall maintain any additional insurance coverage required by law, including but not limited to workers' compensation insurance, employer’s liability insurance, and other types of insurance that are required by jurisdiction or industry-specific regulations.

Insurance for breach of warranty claims

This clause defines insurance for breach of warranty claims.

The Company shall maintain liability insurance to cover any claims arising from a breach of warranty under this Agreement, including any damages, legal fees, and settlement costs associated with such claims.

This clause specifies insurance coverage for employee-related claims.

The Company shall maintain employment practices liability insurance (EPLI) to cover claims arising from employee-related issues such as wrongful termination, discrimination, harassment, or wage disputes during the term of this Agreement.

Insurance for third-party contractor claims

This clause specifies insurance for third-party contractor claims.

The Company shall maintain liability insurance that covers any claims made by third-party contractors for damages, injuries, or losses incurred while performing work related to this Agreement.

Insurance coverage for breach of confidentiality

This clause defines insurance for breach of confidentiality.

The Company shall maintain liability insurance to cover any claims arising from a breach of confidentiality or unauthorized disclosure of confidential information, whether during or after the term of this Agreement.

Insurance for business interruption

This clause specifies insurance for business interruption.

The Company shall maintain business interruption insurance to cover any losses incurred as a result of the suspension or disruption of the Company's operations due to unforeseen events during the term of this Agreement.

This clause defines insurance for legal liabilities from fraud or misconduct.

The Company shall maintain insurance that covers any legal liabilities arising from allegations of fraud, misconduct, or misrepresentation committed by the Company or its employees during the execution of this Agreement.

Insurance for damages due to faulty workmanship

This clause specifies insurance for faulty workmanship.

The Company shall maintain liability insurance to cover any damages caused by faulty workmanship, including claims for repairs, replacements, or rectification of defects arising during the performance of this Agreement.

Insurance for product defects

This clause defines insurance for product defects.

If the Company provides products under this Agreement, it shall maintain product liability insurance to cover any claims for damages or injuries resulting from product defects, including claims arising from manufacturing, design, or labeling defects.

Insurance for professional negligence claims

This clause specifies insurance for professional negligence.

The Company shall maintain professional liability insurance to cover claims arising from professional negligence or failure to meet the standards of care required in the performance of the services provided under this Agreement.

Insurance for environmental claims

This clause defines insurance for environmental claims.

The Company shall maintain environmental liability insurance to cover claims arising from pollution, contamination, or environmental damage caused by the Company’s activities under this Agreement, including legal costs, fines, and remediation expenses.

Insurance for commercial property damage

This clause specifies insurance for commercial property damage.

The Company shall maintain commercial property insurance to cover any damage to its business premises, equipment, or assets related to this Agreement, including fire, theft, vandalism, or natural disasters.

Insurance for intellectual property infringement claims

This clause defines insurance for intellectual property infringement.

The Company shall maintain intellectual property liability insurance to cover any claims arising from the infringement of patents, trademarks, copyrights, or trade secrets by the Company during the performance of this Agreement.

Insurance for damages caused by subcontractors

This clause defines insurance for subcontractor-related damages.

The Company shall ensure that all subcontractors maintain insurance coverage for any damages, injuries, or losses caused by their actions or omissions, and that such coverage extends to indemnify the Company from any third-party claims.

Insurance for data breach and cyber attacks

This clause specifies insurance for data breaches and cyber attacks.

The Company shall maintain cyber liability insurance to cover any claims arising from data breaches, cyberattacks, or other security incidents that affect the Company’s operations or the personal data of its clients or employees.

Insurance for non-compliance with regulations

This clause specifies insurance for regulatory non-compliance.

The Company shall maintain insurance coverage to address any claims arising from non-compliance with industry-specific regulations, including fines, penalties, or other consequences resulting from the Company’s failure to adhere to applicable laws and standards.

This clause defines insurance for legal defense costs.

The Company shall maintain liability insurance that covers legal defense costs for any claims, lawsuits, or disputes arising from the performance of this Agreement, including attorney fees, settlement costs, and any judgments rendered.

Insurance for indemnification obligations

This clause specifies insurance for indemnification obligations.

The Company shall maintain indemnity insurance to cover any obligations arising from indemnification provisions in this Agreement, including claims related to third-party lawsuits, damages, or liabilities for which the Company is required to indemnify the other party.

Insurance for loss of business data

This clause specifies insurance for data loss.

The Company shall maintain insurance to cover losses related to the loss, theft, or unauthorized access to business data or proprietary information during the performance of services under this Agreement, including the cost of data recovery and notification.

Insurance for claims arising from defective goods

This clause defines insurance for defective goods claims.

If the Company supplies goods under this Agreement, it shall maintain insurance coverage to address any claims arising from the provision of defective goods, including any damages, recalls, or legal claims related to product failures.

Insurance for damages caused by employee actions

This clause defines insurance for damages caused by employees.

The Company shall maintain liability insurance that covers damages or losses resulting from the actions or omissions of its employees during the execution of this Agreement, including personal injury, property damage, or breach of contractual obligations.

This clause specifies insurance for advertising and marketing liability.

The Company shall maintain insurance to cover any liability arising from advertising, marketing, or promotional activities related to this Agreement, including claims of false advertising, defamation, or infringement of intellectual property rights.

Insurance for losses from natural disasters

This clause defines insurance for natural disaster-related losses.

The Company shall maintain insurance coverage to cover losses arising from natural disasters, including floods, earthquakes, hurricanes, and other catastrophic events, that may impact the Company’s ability to fulfill its obligations under this Agreement.

Insurance for damages resulting from security breaches

This clause specifies insurance for security breach damages.

The Company shall maintain insurance to cover any damages resulting from security breaches, including loss of sensitive data, unauthorized access to systems, or other cyber-related incidents impacting the Company or its clients.

This clause defines insurance for third-party claims.

The Company shall maintain general liability insurance covering any legal actions resulting from third-party claims for bodily injury, property damage, or other legal disputes arising from the Company’s operations under this Agreement.

Insurance for product recall costs

This clause specifies insurance for product recall costs.

The Company shall maintain product liability insurance that includes coverage for the costs associated with the recall of any products that are found to be defective or pose a risk to public health or safety.

Insurance for breach of confidentiality claims

This clause defines insurance for breach of confidentiality.

The Company shall maintain insurance coverage to protect against claims arising from the unauthorized disclosure of confidential information or breach of confidentiality agreements, including any associated legal costs and damages.

Insurance for wrongful termination claims

This clause specifies insurance for wrongful termination claims.

The Company shall maintain employment practices liability insurance (EPLI) to cover any claims arising from allegations of wrongful termination, discrimination, or harassment related to employees during the course of this Agreement.

Insurance for defamation claims

This clause defines insurance for defamation claims.

The Company shall maintain liability insurance covering claims for defamation, including any lawsuits or claims resulting from false statements or damage to an individual’s or company’s reputation made during the performance of this Agreement.

Insurance for accidental injuries to third parties

This clause specifies insurance for third-party accidental injuries.

The Company shall maintain liability insurance to cover accidental injuries or damages to third parties caused by the Company’s operations, services, or products during the execution of this Agreement.

Insurance for negligence claims

This clause defines insurance for negligence.

The Company shall maintain insurance coverage for any claims arising from alleged negligence during the performance of services under this Agreement, including bodily injury, property damage, or personal injury claims related to such negligence.

Insurance for non-compliance with industry regulations

This clause defines insurance for regulatory non-compliance.

The Company shall maintain insurance coverage to protect against liability arising from failure to comply with industry-specific regulations or standards, including any fines, penalties, or legal actions resulting from such non-compliance.

Insurance for claims due to failure to meet performance standards

This clause specifies insurance for performance-related claims.

The Company shall maintain insurance coverage for any claims arising from the failure to meet performance standards, including claims for damages or loss suffered by the other party due to non-performance or substandard work.

This clause defines insurance for security breaches.

The Company shall maintain cyber liability insurance to cover any claims, damages, or liabilities arising from data breaches, hacking incidents, or the loss of sensitive or confidential data resulting from security failures during the course of this Agreement.

Insurance for liabilities due to faulty design

This clause defines insurance for faulty design liability.

If the Company provides design services under this Agreement, it shall maintain design liability insurance to cover any claims or damages resulting from faulty design, including errors in specifications, failure to meet requirements, or any defects in the final design.

Insurance for loss of intellectual property

This clause defines insurance for intellectual property loss.

The Company shall maintain insurance that covers the loss, theft, or infringement of intellectual property, including patents, trademarks, copyrights, and trade secrets, during the execution of this Agreement.

Insurance for injuries during contract fulfillment

This clause specifies insurance for injuries during contract fulfillment.

The Company shall maintain accident insurance for injuries that occur to employees, contractors, or other individuals involved in the performance of work under this Agreement, ensuring coverage for medical expenses and lost wages resulting from such injuries.

Insurance for environmental cleanup costs

This clause defines insurance for environmental cleanup.

The Company shall maintain environmental liability insurance to cover the costs of cleaning up any environmental damage or pollution resulting from the Company’s actions or services provided under this Agreement, including fines, penalties, and remediation costs.

Insurance for breach of contractual obligations

This clause defines insurance for breach of contract.

The Company shall maintain insurance coverage for claims arising from a breach of the obligations specified in this Agreement, including the failure to meet deadlines, deliverables, or service levels, with coverage extending to damages, legal fees, and settlement costs.

Insurance for wrongful acts by employees

This clause defines insurance for employee wrongful acts.

The Company shall maintain liability insurance covering any wrongful acts committed by employees in the course of performing their duties under this Agreement, including misrepresentation, fraud, and other negligent actions.

Insurance for unforeseen business interruptions

This clause specifies insurance for business interruptions.

The Company shall maintain business interruption insurance to cover financial losses and operational disruptions resulting from unforeseen events, such as natural disasters, accidents, or other incidents that impact the Company’s ability to fulfill its obligations under this Agreement.

Insurance for failure to comply with safety standards

This clause defines insurance for safety non-compliance.

The Company shall maintain insurance to cover any liability arising from the failure to comply with safety standards, including workplace accidents, personal injury, and any other damages resulting from safety violations during the performance of this Agreement.

Insurance for errors or omissions in service delivery

This clause defines insurance for errors and omissions.

The Company shall maintain professional liability insurance (errors and omissions insurance) to cover any claims arising from mistakes, oversights, or omissions made in the delivery of services under this Agreement.

Insurance for failure to meet product specifications

This clause specifies insurance for product specification failure.

If the Company provides products under this Agreement, it shall maintain product liability insurance to cover any claims arising from the failure of products to meet agreed specifications, including claims for defective products or substandard performance.

Insurance for breaches of customer confidentiality

This clause specifies insurance for breaches of confidentiality.

The Company shall maintain insurance coverage to address any claims arising from breaches of customer confidentiality, including unauthorized access, disclosure, or loss of confidential information during the execution of this Agreement.

Insurance for damages caused by defective installations

This clause specifies insurance for installation-related damages.

If the Company is responsible for installing equipment or products under this Agreement, it shall maintain insurance to cover damages or injuries resulting from defective installations or failures during installation.

Insurance for property damage caused by third parties

This clause specifies insurance for property damage caused by third parties.

The Company shall maintain liability insurance to cover any property damage caused by third parties in the course of performing work or services under this Agreement, including damage to the property of the other party or any third parties involved.

This clause defines insurance for fraudulent claims.

The Company shall maintain liability insurance to cover any damages resulting from fraudulent claims made under this Agreement, including any costs associated with defending against fraudulent lawsuits or disputes.

Insurance for claims arising from non-compliance with contractual terms

This clause specifies insurance for non-compliance.

The Company shall maintain insurance to cover any claims arising from its failure to comply with the contractual terms, including failure to meet agreed-upon timelines, deliverables, or quality standards specified in this Agreement.

Insurance for claims from breaches of intellectual property rights

This clause defines insurance for intellectual property breaches.

The Company shall maintain intellectual property insurance to cover any claims arising from alleged breaches of intellectual property rights, including claims related to patent, trademark, or copyright infringement during the execution of this Agreement.

Insurance for claims of discrimination or harassment

This clause defines insurance for discrimination claims.

The Company shall maintain employment practices liability insurance (EPLI) to cover claims arising from discrimination, harassment, retaliation, or wrongful termination under this Agreement.

Insurance for liabilities arising from advertising errors

This clause defines insurance for advertising errors.

The Company shall maintain liability insurance covering any claims arising from errors or omissions in advertising or promotional materials, including claims of false advertising, misrepresentation, or defamation.

Insurance for breach of non-compete clauses

This clause defines insurance for breach of non-compete clauses.

The Company shall maintain liability insurance to cover any legal costs or damages arising from the breach of non-compete clauses by employees or contractors under this Agreement, including any claims for damages resulting from such breaches.

Insurance for misrepresentation or fraud claims

This clause defines insurance for misrepresentation claims.

The Company shall maintain insurance that covers claims arising from allegations of misrepresentation or fraud during the execution of services under this Agreement, including the costs of defense, settlements, or damages.

Insurance for damage caused by faulty equipment

This clause defines insurance for faulty equipment.

The Company shall maintain insurance to cover any damages caused by faulty or defective equipment used in the performance of this Agreement, including damage to property, injuries, or losses resulting from such defects.

This clause defines insurance for transportation-related claims.

The Company shall maintain transportation insurance to cover any claims arising from the transportation of goods under this Agreement, including losses or damages incurred during shipping, handling, or delivery.

Insurance for claims of breach of data protection laws

This clause defines insurance for breach of data protection.

The Company shall maintain cyber liability insurance that covers claims arising from a breach of data protection laws, including violations of GDPR or other data privacy regulations, and shall ensure that the insurance covers the costs of legal fees, fines, and damages.

Insurance for loss of business due to supplier default

This clause defines insurance for supplier default.

The Company shall maintain insurance to cover any losses incurred due to a default or failure by a supplier to meet its obligations under this Agreement, including delays in delivery or failure to supply goods or services as required.

Insurance for failure to comply with environmental regulations

This clause specifies insurance for environmental non-compliance.

The Company shall maintain environmental liability insurance to cover any claims arising from non-compliance with environmental regulations, including the costs of remediation, fines, and penalties imposed due to environmental violations during the performance of this Agreement.

Insurance for claims arising from professional misconduct

This clause specifies insurance for professional misconduct.

The Company shall maintain professional liability insurance (errors and omissions insurance) to cover claims arising from professional misconduct, negligence, or failure to meet the professional standards of care in performing services under this Agreement.

Insurance for claims from the use of hazardous materials

This clause defines insurance for hazardous materials.

The Company shall maintain insurance to cover any claims or liabilities arising from the use, handling, or disposal of hazardous materials during the performance of services under this Agreement, including the costs of cleanup, damages, and third-party claims.

Insurance for claims arising from work performed in hazardous conditions

This clause defines insurance for hazardous work conditions.

The Company shall maintain insurance to cover any claims for damages or injuries arising from work performed in hazardous conditions under this Agreement, including accidents resulting from unsafe work environments or unsafe practices.

Insurance for breach of non-solicitation agreements

This clause defines insurance for non-solicitation breaches.

The Company shall maintain insurance to cover any claims arising from a breach of non-solicitation agreements under this Agreement, including claims for damages resulting from the solicitation of employees, clients, or customers in violation of the agreement terms.

Insurance for failure to meet health and safety standards

This clause defines insurance for health and safety violations.

The Company shall maintain insurance to cover any claims or liabilities arising from failure to meet health and safety standards during the execution of this Agreement, including injuries, accidents, and claims resulting from non-compliance with workplace safety regulations.

Insurance for claims due to professional errors

This clause specifies insurance for professional errors.

The Company shall maintain professional liability insurance to cover claims arising from professional errors, including mistakes, oversights, or omissions made during the provision of services or execution of work under this Agreement.

Insurance for damages resulting from third-party services

This clause specifies insurance for third-party services.

The Company shall maintain insurance to cover any damages, losses, or injuries arising from the use of third-party services or subcontractors under this Agreement, including liability for acts or omissions by third-party vendors.

Insurance for third-party property damage

This clause defines insurance for third-party property damage.

The Company shall maintain insurance to cover any third-party property damage arising from the Company’s actions, including damage to property owned by individuals, entities, or businesses outside the scope of this Agreement.

Insurance for damages to real property

This clause defines insurance for real property damages.

The Company shall maintain property insurance to cover any damage to real property caused by the Company’s activities during the execution of this Agreement, including damage to buildings, facilities, or leased properties.

Insurance for loss or damage to intellectual property

This clause specifies insurance for intellectual property.

The Company shall maintain insurance to cover any loss, theft, or damage to intellectual property, including patents, copyrights, trademarks, or trade secrets, during the execution of services under this Agreement.

Insurance for claims arising from mismanagement of funds

This clause specifies insurance for mismanagement of funds.

The Company shall maintain insurance to cover any claims arising from the mismanagement of funds, including the improper allocation or misuse of funds under the Agreement, and any legal costs or damages resulting from such claims.

Insurance for claims arising from unfair business practices

This clause defines insurance for unfair business practices.

The Company shall maintain insurance to cover any claims arising from alleged unfair business practices, including anti-competitive behavior, deceptive marketing, or violations of consumer protection laws during the execution of this Agreement.

Insurance for product liability claims

This clause specifies insurance for product liability.

The Company shall maintain product liability insurance to cover any claims arising from the sale or distribution of products under this Agreement, including claims related to defects, injuries, or damages caused by the product.

Insurance for claims arising from disputes over intellectual property ownership

This clause specifies insurance for intellectual property ownership disputes.

The Company shall maintain insurance to cover any claims arising from disputes over intellectual property ownership, including legal fees, damages, or settlements resulting from such disputes during the course of this Agreement.

Insurance for errors in software development

This clause specifies insurance for software development errors.

The Company shall maintain professional liability insurance to cover any errors or omissions in software development, including claims for damages, defects, or failures to meet specifications under this Agreement.

Insurance for liability arising from contractor actions

This clause defines insurance for contractor actions.

The Company shall maintain insurance to cover any claims or damages resulting from the actions or negligence of contractors or subcontractors hired under this Agreement, ensuring that the Company is not liable for third-party claims resulting from such actions.

Insurance for failure to comply with tax reporting obligations

This clause specifies insurance for tax compliance failure.

The Company shall maintain insurance to cover any penalties or damages arising from the failure to comply with tax reporting obligations under this Agreement, including incorrect filings or delays in submitting necessary tax documents.

Insurance for unauthorized use of copyrighted material

This clause specifies insurance for unauthorized copyright use.

The Company shall maintain insurance to cover any claims arising from the unauthorized use of copyrighted materials, including infringement claims from third parties related to intellectual property under this Agreement.

This article contains general legal information and does not contain legal advice. Cobrief is not a law firm or a substitute for an attorney or law firm. The law is complex and changes often. For legal advice, please ask a lawyer.

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